BENEFIT LIMITS
| Annual Cover per Student | Annual Limit USD $10,000 |
| Emergency Medical expenses in Hospital
|
In-Hospital – surgeries, specialist consultations, laboratory tests and X-rays and therapy, done at municipal clinics, government and mission hospitals are all covered in full.
|
| Emergency Casualty& G.P consultations
|
Emergency casualty treatment done at any municipal, government and mission hospitals is covered in full. 6 visits per annum |
| Medical Specialists (Government and municipal institutions only) | 6 visits per annum |
| Evacuation by Ambulance
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Evacuation by road to a nearby selected health centre by Municipal, Mission and Government Hospital ambulances country wide.
|
| Prescribed Drugs Limit
(No O.T.C covered)
Chronic Drugs Limit |
US$150
US$300 |
| Optical Cover (Consultations, frames and lenses) | US$100 at Council for the Blind facilities and Government centres only. |
| Dental Treatment (Government and municipal institutions only) | US$260 for tooth extractions and filling.
|
| Pathology (Government and municipal institutions only) | US$300 per annum |
| Radiology (Government and municipal institutions only) | US$500 per annum |
| Prosthesis (Government and municipal institutions only) | US$300 |
| Rehab and Physiotherapy (Government and municipal institutions only) | 10 visits |
| Psychiatric treatment (Government and municipal institutions only) | US$300 |
| Funeral Cash Benefit | US$300 |
| Maternity | Covered at Government, Mission Hospitals and Municipal Clinics to a limit of US$300 per annum
|
| Haemodialysis and Chemotherapy | Covered at Government, Mission Hospitals and Municipal Clinics |
| Preventative Benefit (Government and municipal institutions only) | One free annual wellness check-up |
| Contributions | US$25.00/ semester and including subsequent vacation |
| Waiting Periods | 6 months applicable on Dental and Optical Cover
9 months waiting periods 12 months Haemodialysis 12 months Chemotherapy |